DMT API
Our DMT API provides a secure interface for integrating domestic money transfer capabilities into your applications. This API enables account verification, fund transfers, and transaction status tracking, with full compliance to RBI guidelines and banking regulations.
Request a DemoKey Features
Bank account verification
IFSC code validation
Multiple transfer modes (IMPS, NEFT, RTGS)
Beneficiary management
Transaction status tracking
Refund and reversal handling
Detailed transaction reporting
Comprehensive error handling
Key Benefits
Regulatory Compliance
Fully compliant with RBI guidelines and banking regulations.
High Success Rate
Advanced routing algorithms ensure maximum transaction success rate.
Real-time Processing
Instant transaction processing and status updates.
Comprehensive Features
Complete solution from account verification to transaction management.
Technical Details
API Specification
RESTful API with JSON response format. HTTPS encryption required for all requests.
Authentication
API key and secret-based authentication with mandatory IP whitelisting.
Rate Limits
Tiered rate limits based on subscription plan, with burst capacity for peak periods.
Response Times
Average response time under 2 seconds, with 99th percentile under 5 seconds.
API Endpoints
| Method | Endpoint | Description |
|---|---|---|
| POST | /api/v1/dmt/verify-account | Verify bank account details |
| POST | /api/v1/dmt/validate-ifsc | Validate IFSC code |
| POST | /api/v1/dmt/transfer | Process money transfer |
| GET | /api/v1/dmt/transaction/{transaction_id} | Check transaction status |
| POST | /api/v1/dmt/refund | Process refund for failed transaction |
Use Cases
Remittance Services
Enable domestic money transfer services for migrant workers.
Digital Wallet Enhancement
Add money transfer capabilities to digital wallet applications.
Corporate Disbursements
Facilitate salary and vendor payments for businesses.
Retail Money Transfer
Enable retail agents to offer money transfer services.
Integrations
Related Products
Pricing Model
Transaction-based pricing with volume discounts. Setup and integration fees may apply.
Ready to Get Started?
Contact us today to discuss your requirements and how our DMT API can help you achieve your business goals.